Scenarios about 'subprime mortgages'
Subprime mortgages are high-risk loans extended to borrowers with poor credit histories at higher interest rates than conventional mortgages. These financial instruments became increasingly common in the early 2000s United States housing market, ultimately contributing to the 2007-2008 global financial crisis when large numbers of borrowers defaulted on payments. In alternate history scenarios, different regulatory approaches to subprime lending could significantly alter modern economic development and international financial stability.
What If The 2008 Financial Crisis Was Prevented?
Exploring the alternate timeline where regulatory action and financial foresight prevented the 2008 global financial crisis, dramatically altering the economic and political landscape of the 21st century.
What If The Housing Bubble Never Formed?
Exploring the alternate timeline where the 2000s U.S. housing bubble never inflated, potentially preventing the 2008 global financial crisis and dramatically altering the 21st century economic landscape.